The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.
RHS Loans are an attractive option because:
Minimal closing cost
Low or no down payment
RHS loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes.
Contact me to find out if you qualify for an RHS loan!
Give Total Lending Concepts a call today for a free, no hassle, consultation. 877-489-8249
A division of Mid Nation Mortgage Corp (MNM), dba Total Lending Concepts funds FHA, Conventional, and USDA Guaranteed (Rural Development) mortgage loans in Alabama, Arkansas, California, Colorado, Florida, Illinois, Kansas, Missouri, Oklahoma, and Texas. No website published by MNM is a solicitation for business in jurisdictions where MNM is not authorized to lend. The information contained in this website is deemed accurate, but is not guaranteed, and is provided as a courtesy to site users. Nothing in this website should be construed as a commitment to fund any loan. The extension of credit is subject to credit approval, program and funds availability, licensing, and regulatory oversight. Not all Mortgage Loan Originators are licensed in all the states where MNM is licensed. Some loan types are NOT available in every state. Call or check with an authorized Mortgage Loan Originator for program availability in your state. *"NMLS" refers to "Nationwide Mortgage Licensing System" Springfield, Missouri, Corporate NMLS# 46265